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UID:23457-1772128800-1772134200@downtownpenticton.org
SUMMARY:Prickles and Pot... A Cactus planting workshop
DESCRIPTION:Join Sahara Garden Art on February 26th for the Prickles and Pots. A Cactus Planting Workshop\, where you’ll enjoy a hands-on experience in creating your own custom cactus arrangement. This workshop features a selection of unique cactus varieties\, ensuring every participant can design a truly one-of-a-kind piece. Guided by Lynette and Kayla you will learn essential planting techniques\, design tips\, and care instructions to keep your cactus thriving. Whether you’re a seasoned plant enthusiast or a beginner\, this workshop is designed to enhance your skills while crafting a striking addition to your home or office décor. All materials\, including planter\, soil\, and decorative elements\, are provided to ensure a seamless and enjoyable experience.
URL:https://downtownpenticton.org/event/prickles-and-pot-a-cactus-planting-workshop/
LOCATION:Sahara Garden Art\, 407 Martin St\, Penticton\, V2A 5L1\, Canada
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DTEND;TZID=America/Vancouver:20260226T200000
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UID:23452-1772128800-1772136000@downtownpenticton.org
SUMMARY:Mastering Tax-Efficient Retirement Income Planning
DESCRIPTION:A Practical Seminar for Preparing Yourself for an Efficient & Successful Retirement! \nPlanning your retirement income doesn’t have to feel overwhelming. This seminar delivers clear\, actionable strategies to help you make smarter decisions about taxes\, investments\, government benefits\, and long term income sustainability. Whether you’re in or approaching retirement or simply planning ahead\, you’ll gain the clarity and confidence needed to structure your savings and investments efficiently to build a retirement income plan that truly works for you. \nSchedule\n5:30pm: Doors Open\n5:45pm: Appetizers & Refreshments Served\n6:00pm: Presentation Begins\n7:00pm: Q&A (optional)\n8:00pm: Wrap Up \nWhat You’ll Learn: \nUsing the Right Account Types\nUnderstand how TFSAs\, RRSPs\, and Non Registered accounts each play a unique role in retirement planning — and how to use them together to reduce taxes and increase flexibility. \nHolding the Proper Investments\nLearn how to match the right investments to the right accounts to improve tax efficiency\, and support your lifestyle needs throughout your retirement. \nWithdrawing Funds Strategically\nDiscover practical withdrawal strategies that help you minimize taxes\, preserve government benefits\, and extend the life of your savings. \nCPP & OAS: Making the Most of Your Benefits\nGain clarity on how Canada Pension Plan and Old Age Security work\, when to take them\, and how to integrate them into your overall income plan. \nAdditional Key Topics\nCoordinating multiple income sources\nAvoiding OAS clawback\nManaging inflation and longevity risk\nSpousal income splitting \nWho Should Attend\nIndividuals and Couples who want to ensure they’re saving correctly\nRetirees looking to optimize their withdrawal strategy\nAnyone wanting a clearer understanding of how taxes and benefits affect their retirement income \nWhy This Seminar Matters?\nA well structured retirement income plan can significantly reduce taxes\, improve cash flow\, and increase long term financial security. This seminar gives you the knowledge to make informed\, confident decisions about your future. \nAppetizers & Refreshments will be served!\nWith options for (almost) everyone
URL:https://downtownpenticton.org/event/mastering-tax-efficient-retirement-income-planning/
LOCATION:The Penticton Lakeside Resort\, 21 Lakeshore Drive W\, Penticton\, BC\, V2A 7M5\, Canada
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DTSTART;TZID=America/Vancouver:20260226T180000
DTEND;TZID=America/Vancouver:20260226T200000
DTSTAMP:20260605T194347
CREATED:20260223T231638Z
LAST-MODIFIED:20260223T231638Z
UID:23461-1772128800-1772136000@downtownpenticton.org
SUMMARY:Mastering Tax-Efficient Retirement Income Planning
DESCRIPTION:🍁💸 A Practical Seminar for Preparing Yourself for an Efficient & Successful Retirement!💸🍁 \nPlanning your retirement income doesn’t have to feel overwhelming. This seminar delivers clear\, actionable strategies to help you make smarter decisions about taxes\, investments\, government benefits\, and long‑term income sustainability. Whether you’re in or approaching retirement or simply planning ahead\, you’ll gain the clarity and confidence needed to structure your savings and investments efficiently to build a retirement income plan that truly works for you. \nSchedule\n5:30pm: Doors Open\n5:45pm: Appetizers & Refreshments Served\n6:00pm: Presentation Begins\n7:00pm: Q&A (optional)\n8:00pm: Wrap Up \nWhat You’ll Learn: \n🔒 Using the Right Account Types\nUnderstand how TFSAs\, RRSPs\, and Non‑Registered accounts each play a unique role in retirement planning — and how to use them together to reduce taxes and increase flexibility. \n💸 Holding the Proper Investments\nLearn how to match the right investments to the right accounts to improve tax efficiency\, and support your lifestyle needs throughout your retirement. \n📈 Withdrawing Funds Strategically\nDiscover practical withdrawal strategies that help you minimize taxes\, preserve government benefits\, and extend the life of your savings. \n🍁 CPP & OAS: Making the Most of Your Benefits\nGain clarity on how Canada Pension Plan and Old Age Security work\, when to take them\, and how to integrate them into your overall income plan. \n✔️ Additional Key Topics\nCoordinating multiple income sources\nAvoiding OAS clawback\nManaging inflation and longevity risk\nSpousal income splitting \n👫 Who Should Attend\nIndividuals and Couples who want to ensure they’re saving correctly\nRetirees looking to optimize their withdrawal strategy\nAnyone wanting a clearer understanding of how taxes and benefits affect their retirement income \n💼 Why This Seminar Matters?\nA well‑structured retirement income plan can significantly reduce taxes\, improve cash flow\, and increase long‑term financial security. This seminar gives you the knowledge to make informed\, confident decisions about your future. \n🍽️ Appetizers & Refreshments will be served!\nWith options for (almost) everyone
URL:https://downtownpenticton.org/event/mastering-tax-efficient-retirement-income-planning-2/
LOCATION:The Penticton Lakeside Resort\, 21 Lakeshore Drive W\, Penticton\, BC\, V2A 7M5\, Canada
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